What Is Your Home Worth In Woodland Park CO 80863 - Pikes Peak Region - Teller County Real Estate Values

Colorado Home Owners In Woodland Park - Pikes Peak Region - Teller County
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Debbie Railey, Realtor, of Home Finders Colorado, is a specialist in mountain lifestyle realestate. Find your perfect home or sell your home for top dollar to qualified buyers! 

With Debbie's 41 years of expertise and living in this region, she knows the real estate market unlike any other.

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Woodland Park CO. Real Estate 80863 Residential Home Market Report February 2015

Interested To See Where The Real Estate Market Is Heading For Woodland Park, CO. 80863? Buying or selling a home involves many factors. Stay on top of current community trends by viewing these listing and sale prices, demographics, school performance, area comparisons, and more. Of course, you can always call or email for help understanding what this information really means for you.

 Local real estate conditions are changing and your Market Insider provides valuable, up-to-date information about the communities important to you. View critical information about what is happening now, so you can be a "Market Insider"! 
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Woodland Park - Divide Colorado 8 Home Buying Tips - Saving For a Down Payment In Less Time

Buying a Woodland Park 80863 - Divide Colorado 80814 Home? Here's 8 Tips How to Save More for a Home Downpayment in Less Time

Considering that the inflation rate is running at about 1.7 percent a year - and many would-be home buyers are experiencing even higher costs - many saving funds for a home downpayment feel like they are losing purchasing power. Our tips on how to save aggressively can put you ahead.



1. Eliminate Non-essential Expenses Equals Money in Savings

Skipping fancy and frequent shopping sprees to replenish your wardrobe or even your ritual of buying specialty coffee drinks daily may help save enough money to make larger purchase possible. For the biggest impact, study your heavier expenses and see how to trim them. If you are renting, ask your landlord if there are cheaper options for you. Perhaps they can move you to a smaller unit for a time, or one in a less expensive location, or if you can lend a hand somewhere to shave off costs. Or double up with a cheery and neat roommate to lower how much you spend on rent each month.

2. Gain More Power when Buying a Home by Saving Aggressively

By saving aggressively for a home downpayment, the cash it affords you at closing may mean winning the bid on the home you want, having a lower monthly home payment or the ability to obtain a higher quality home loan. If your household is operating more than one vehicle, consider eliminating the one and its ensuing expenses. This may be just where you can pull a few thousand dollars per year and buyer sooner versus later.

3. Save Award Money and Homeowner Tax Refunds

These funds can be icing on the cake since they are not a part of your weekly income that you depend on. If you stay on top of expenditures each month, when your tax refund comes along it can be a plus amount for you. By practicing spending restraint, this money will be free for adding on top of your designated down payment amount and move you well ahead toward your goal of buying a home. It will empower you by adding to your options and how long you will need before being ready to buy.

4. Set up Automate Services to Make Saving Easier

This helps reduce chances of spending the money on something that comes up and may de-rail you commitment to set money aside for a home downpayment. When contributions are automated, saving for a home down payment is easier to keep as a top priority. Talk to the payroll department at your place of employment and inquire if you can set a pre-determined amount automatically aside to be deducted from your paycheck and deposited into your designated savings account. Every dollar saved can came back as more while earning interest. Over time, the rewards you will enjoy for your disciplined actions will be significant if you keep at it.

5. Use a Formal Home Buyers Plan

Contributions you make, if using the federal government’s Home Buyer’s Plan, and ask your accountant about the bonus of being tax deductible. The U.S. Department of Housing and Urban Development (HUD) helps individuals learn to save for a down payment on as a first-time homebuyer. Establish an active checking account just for this purpose. Consider the Minnesota down payment assistance plan for first time home buyers. It is known as a great one stop shop for down payment assistance.

6. Boost Down Payment Savings with Multiple Streams of Income

Some call it delayed gratification; others call it "the rewards of hard work". When you have a goal clearly in mind, going after it at a strong clip and shortening the time it takes can add to your pleasure in the long run. Consider some free lancing gigs, selling unused and unwanted items, or turn a hobby into a secondary stream of income. Take these funds and add them to your monthly savings contribution. As the amount for your home down payment grows keep a chart to see your progress.

7. Work Out Your Math With Professional Guidance

Consider more than one option. Use a mortgage worksheet to compare how it looks for you if you go with a lower home down payment versus a higher one. Citizens Banks does a great job of explaining the difference between the two. Every home buyer has unique reasons why they are buying a home; every situation should be evaluated separately to determine the right amount for a home down payment.

8. Set a Specific Amount for Your Home's Down Payment

After you have determined the dollar amount needed for your home down payment, make it a clear goal. folks never make it their saving successful simply because the goal wasn't clear enough to keep as a riveting goal. If you are selling your current home, gather a comprehensive market analysis to see if you can fund your down payment using the nets proceed from the sale of the home you are currently living in.

 For more information and to get free real estate advice call Debbie Railey, Realtor, your mountain lifestyle specialist above the clouds at 719-648-9903 and visit www.BuySellPikesPeakHomes.com

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Woodland Park CO 80863 Home Owners - Home Prices vs Costs, Pikes Peak Region Buyers News

 As a Woodland Park, CO  home seller, you will be most concerned about ‘short term price’ – where home values are headed over the next six months. As either a first time or repeat buyer, you must not be concerned only about price but also about the ‘long term cost’ of the home.

Let us explain.

There are many factors that influence the ‘cost’ of a home and Woodland Park - Colorado Springs Real Estate. Two of the major ones are the home’s appreciation over time, and the interest rate at which a buyer can borrow the funds necessary to purchase their home. The rate at which these two factors can change is often referred to as “The Cost of Waiting”.

What will happen in 2015?

A nationwide panel of over one hundred economists, real estate experts and investment & market strategists project that home values will appreciate by almost 4% by the end of 2015. Additionally, Freddie Mac’s most recent Economic Commentary & Projections Table predicts that the 30-year fixed mortgage rate will appreciate to 4.5% by the end of 2015

What Does This Mean to a Home Buyer In Colorado - Pikes Peak Region 80863 Real Estate?

Here is a simple demonstration of what impact these projected changes would have on the mortgage payment of a home selling for approximately $250,000 today:

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Homes Colorado Springs - Woodland Park, CO January 2015 Real Estate Statistics

End of January 2015 Colorado Springs Real Estate Stats

New Listings: 1,082 (Down -10.9% from last year)
Sold Listings: 636 (Up +6.7% from last year)
Total Active Listings: 2,470 (Down -23.5% from last year)
Average Sales Price: $261,310 (Up +11.4% from last year)
Total Under Contract: 1,695 (Up +24.4% from last year)
List To Sold Price Ratio: 98.5% (Almost the same as last year)
Days on the Market: 106 Days (Up +19.4% from last year)
Usually, with depleting inventory and an increase in homebuyers, the days on the market will lower as the demand increases. 
Sellers: http://bit.ly/1BvPPTA 
Buyers: http://bit.ly/18Cvd52

For all your Pikes Peak Region - Woodland Park, CO. real estate needs, mountain lifestyle living above the clouds, call/text Debbie Railey, Realtor at 719-648-9903 or visit www.HomeFindersColorado.com

Debbie Railey, Home Finders Colorado, Woodland Park, CO 80863

About Woodland Park, CO - Pikes Peak Region Real Estate - Neighborhoods 80863 For Home Owners

Nicknamed the city above the clouds, Woodland Park rests at the side of Pikes Peak at an elevation of 8465 feet. Bike paths and hiking trails wind throughout the region offering a serene get-away from a busy life. Stroll through a multitude of shops and cafes, see the stars at the Woodland Park Catamount Institute or visit the Rocky Mountain Dinosaur Resource Center. For a real “mountain experience” you can rent a Colorado mountain cabin for the weekend and relish the beauty of the woodsy outdoors. To spend the day in a larger city, take the beautiful 18 mile drive to Colorado Springs.

Woodland Park Homes For Sale

Woodland Park Neighborhoods 

• Arrowhead Estates
• Aspen Hill
• Bell Rock
• Bluebird Hill
• Catamont
• Crestwood Park
• Crystola
• Cummins
• Cunninghams
• Dewell
• Eagle Pines
• Evergreen Heights
• Fairway Pines
• Flying Cloud Estates
• Forest Edge Park
• Full View
• Gold Nuggett
• Goldvalley
• Gray Horse Ranch
• Highland
• Highland Hills
• Holiday Hills
• HuntsLake
• Majestic Park
• Morning Sun
• Mountain View Park
• Northwoods
• Pacesetter Pud
• Paint Pony
• Paint Pony Ranch Club
• Paradise Estates
• Paradise Pines
• Pines
• Ponderosa Lodge
• Rainbow Valley
• Ranch Estates
• Rolling Park
• Rosewood Hills
• Spring Valley
• Spruce Ridge
• Stoffas
• Stone Ridge Village
• Sunny Slop Acres
• Sunnywood Manor
• Tara Vista Estates
• The Logs
• The Reserve at Tamarc
• Thunderbird Estates
• Tierra Del Sol
• Tranquil Acres
• Ute Pass
• Weavers
• West Wood Townhomes
• Woodland Hills
• Woodland Park
• Woodland Valley Ranch
• Woodland West

Map of Woodland Park

Woodland Park Statistics

To see marketplace statistics for this area, click here.

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We specialize in helping you make mountain lifestyle living above the clouds in the Pikes Peak Region, your home!

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Call Debbie Railey, Home Finders Colorado, at 719-648-9903 For Answers To All Your Real Estate Questions In The Pikes Peak Region. Visit www.HomeFindersColorado.com

Debbie has 40+ years experience in real estate!

Debbie Railey, Realtor

Home Finders Colorado

www.HomeFindersColorado.com

719-648-9903

Woodland Park, CO. - Pikes Peak Region - Teller County

Real Estate

We specialize in helping you make mountain 

lifestyle living above the clouds in the Pikes Peak Region, your home!